Custom Financial Solutions using private financing and by working with the key decision makers at the banks.
Banks are good for standard products, but can not accommodate a family's hopes and dreams or an entrepreneurs vision.
We have been through all the market cycles and use time honoured parameters to structure a solution.
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Residential
1st or 2nd mortgages are available.
Do you have a home idea the banks can't deal with?
Does it fit what they term an 'unusual' property? It could be a new build, country home or cottage. It is not unusual to us.
Have equity in your house, but have been turned down for a Line of Credit. This is your catagory.
We will lay out your options.
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Multi Family
For buildings with six residential units and above.
You may not get the appraissed value for today's market and will require a 2nd mortgage.
To upgrade a run-down buliding, private financing will be what you need.
These are just a couple of examples. Tell us your situation and we will find the solution.
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Commercial Properties
Industrial properties, office space, strip malls, hotels, alternative lifestyle trailer parks to raw land; we have seen it all.
With the current tightening of the banks these properties more then ever require creative problem solving.
Tell us your vision and we will work with you to generate a solution.
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Construction Financing
This includes large scale buildings and new additions to your home. These projects can take a mix of traditional institutional financing and topping up with private funds.
It is often best to go private to avoid the bureaucracy of the banks.
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Condo Corp LoansCondominium Corporations are increasingly finding their reserve funds are not adequate to cover major repairs.
In the middle of an emergency when your condo built in the 70's has more issues then originally expected or the board needs to fix damage from severe weather, there are two options. Special Assesment or loan.
Financial Institutions are starting to lend to condominiums. Even if you find such a lender the conditions are still daunting.
Where do good people and good deals go to get financing when the banks cannot find a solution?
Mortgage Agents with access to private mortgages, know how to generate solutions for all types of properties.
Being problem solvers, we will evaluate your situation, choose the proper lender and tailor your solution for the particular lender. Financing will structured to position you for the optimum long term solution.
Our lenders use time tested lending criteria for evaluating your deal and will look at any type of property. They are capable of determining quickly your requirements and offering a commitment.
If your deal makes sense, we have funds and the expertise to get your deal financed.
Privatate mortgages have existed since ancient times. A profession this old must have developed a reliable set of key parameters and methods to structure deals. In our opinion they did.